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Whole Life insurance policies have been around for many years. This type of policy is guaranteed to remain in force for the entire life of the insured without increased cost. Not only does a whole life policy provide a guaranteed death benefit but the policy also gains cash value. In other words, whole life policies have both living and death benefits.
Whole life is the most common type of permanent life insurance. With whole life insurance, your premium payments remain the same over the life of the policy. You can choose how often you'd like to make premium payments, too – annually, semiannually, quarterly or monthly.
Some whole life policies can be paid up after a certain number of years. When you purchase a policy, you'll know how the cash value will grow over the life of your policy.Click here to obtain a Whole Life Insurance Quote.