Because motorcycle insurance is mandatory, you need to have at least the basic coverage. Depending on your lifestyle and budget, you may want to look at additional insurance options beyond basic policies. At DMV Insurance Agency Inc., we have several motorcycle insurance options sure to please new riders and experienced motorcyclists alike.
Before you can register your motorcycle, you need at least the minimum coverage. The state minimum coverage requires your policy to include these types of liability insurance:
If you're found riding without insurance or without all the insurance you need, you can face penalties. Those penalties can come in the form of:
Each of these penalties can cause hardship for someone. It's a good idea to get the required insurance you need immediately and maintain it.
Getting by with the minimum requirements are okay for some. However, you may need more protection. A good place to start is with figuring out if you should increase the amount of your liability coverage. Nevertheless, liability only kicks in to cover other motorists and people injured in accidents.
To add more protection for yourself and your motorcycle, consider comprehensive and collision coverage.
Various other types of coverage options exist as well. In all cases, you should seek coverage that complements your lifestyle and needs. Don't assume the minimum coverage amounts alone will carry you in an accident.
With so many motorcycle insurance options available, it's important you discuss your needs with us. At DMV Insurance Agency Inc., we have the options you need for covering your motorcycle. Visit our offices to get an easy quote or contact us today to learn more about motorcycle insurance.